L. Williams

Comments:

• I'm one of those people that don't understand. I read these newsletters and it appears that those who write articles and those who comment find it easy to set up a portfolio. Scratching your head and wondering what is wrong with people who don't understand how to invest because it comes easy to you. It's like the person who grew up in the north with snow storms and icy conditions moves to the south and wonders why people don't know how to drive on the occasion icy roads. "I know how, why don't you??" I don't want to pay someone to manage my funds. I have read articles and there is so much information that I don't know how to use it. I don't know what fees are charged and how to find that information. If I look at a fund (i guess that's the correct term) there is so much information. HOW DO I USE THAT INFORMATION to determine where to put my money? My 401k is still with my ex-employer. I want to roll it over to an IRA. I talked to a financial planner on the phone and they suggested looking at Christine Benz bucket approach. So for you people who are do it yourself, you don't need any guidance. So either I look at this bucket approach, or I do nothing. Someday I will be required to make RMDs. So it will have to be moved to an IRA to do that, right? I will give you guys permission to look at my IRA account after I die so you can shake your heads (poor lady, she didn't know what she was doing). 😄

  Post: Elder Care—Not

  Link to comment from April 24, 2024

• My local news had story about Scriptco pharmacy in Waco that sells medications at wholesale prices. The two drugs I take: Amlodipine for .30 for 30 day supply and Rosuvastatin .70 for 30 day supply. Sounds great. But they have a membership fee, so this website would only be good for people that have very costly drugs.

  Post: A Less Bitter Pill

  Link to comment from June 10, 2023

• Fidelity has all this information about each fund. But I don't know what it means and how to use that information in choosing a fund other than a target date fund. I think it's hard to explain what I don't know and you might not understand what I don't know because all of this is easy for you.

  Post: Think for Yourself

  Link to comment from May 20, 2023