I also do the same thing. If I didn't, I don't think I'd have a good idea about how much we're spending. I also compare our annual spending to my portfolio to see how it aligns with the 4% "rule." So far, five years into retirement, we have been comfortably below 4%--which makes me think we are living more frugally than we need to (but old habits die hard).
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I also do the same thing. If I didn't, I don't think I'd have a good idea about how much we're spending. I also compare our annual spending to my portfolio to see how it aligns with the 4% "rule." So far, five years into retirement, we have been comfortably below 4%--which makes me think we are living more frugally than we need to (but old habits die hard).
Post: How does the 4% Rule Change Assuming A Couple in Retirement?
Link to comment from March 5, 2025