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Costa Rica is a beautiful country, but even more beautiful are its people: Kind, welcoming and almost always smiling. Joey and I had never visited before, and we couldn’t wait to discover a country that so many had spoken fondly about.
Among the excursions we’d booked was a white-water rafting trip. Our guide Carlos who was in his twenties expertly navigated the rapids, ensuring each stretch of river was as exhilarating as the last. Between the bursts of adrenaline, he pointed out colorful birds perched in the trees, monkeys hidden among the branches and other wildlife that called the rainforest home.
Then, without warning, he steered our raft toward the riverbank.
Assuming we were stopping to explore another scenic spot, we climbed the muddy embankment behind him. A short walk brought us to a modest house overlooking the Sarapiquí River, a river he knew as well as anyone. It wasn’t just the river where he guided rafting trips. It was the river that had become part of his life.
With a broad smile, he turned to us and explained that he had built the house himself.
Every board, every wall and every nail represented countless hours of his own labor. The home stood on family land beside his parents’ house. It wasn’t large or luxurious. It had electricity, running water and little else by the standards many of us are accustomed to.
But none of that seemed to matter.
As he spoke, his face radiated a quiet pride that no amount of money could have purchased. He wasn’t showing us a house. He was showing us what years of hard work had made possible. This wasn’t simply a building. It was security, independence and accomplishment, all wrapped into one modest home overlooking the river.
Standing there, I realized I wasn’t admiring the house nearly as much as I was admiring the man.
As he continued showing us around, I began noticing things I hadn’t appreciated at first. His parents’ home stood only a short distance away. This wasn’t simply a plot of land; it was a place where family remained close. I imagined meals shared together, conversations at the end of the day and grandchildren running freely between the homes. The river that provided his livelihood flowed just beyond his front door. Home, family and work weren’t separate parts of his life, they were woven together.
Perhaps that’s why his pride felt so genuine.
Back home, it’s easy to measure success by the size of a house, the neighborhood it’s in or the value it might one day command. Standing on that riverbank, none of those things seemed especially important.
This young man had reminded me that wealth and richness aren’t always the same. Wealth can buy a larger house, but it can’t buy the satisfaction of building one with your own hands. It can purchase land, but not the comfort of having family close by. It can provide possessions, but not purpose or contentment.
As Joey and I climbed back into the raft, I looked once more toward the little house overlooking the river.
We had spent the day navigating rapids, but the memory that stayed with me wasn’t the rushing water or the wildlife. It was a man whose riches couldn’t be measured by a bank account or the size of his home. By those standards, he had very little.
But measured by his pride, his family, his purpose and his contentment, I couldn’t help thinking we had just met the richest man on the river.
Andrew, your posts always cause me to stop and think. I have known many people who were poor in possessions, but rich in family and love. Money can’t buy what those families have.
Dan, thank you. I couldn’t agree more. Carlos reminded me that while money can provide comfort and opportunity, it can’t replace the love of family, meaningful work, or a sense of belonging. Those are the things that often make us feel truly rich.
Andrew, while I agree with your observation of the pride that must be there from building your own home and the warmth of having your family close, I think there’s a danger in romanticising this young man’s life.
We only see a glimpse, after all, and it’s easy to fill in the rest with what we’d like to believe. Carlos may well feel just as content as he seemed — or perhaps he has other hopes and plans we simply didn’t get to hear about. The pull of higher living standards, education and employment is a powerful one, and it would be a shame to assume a person doesn’t feel it just because they smile for a passing visitor.
Mark, that’s a thoughtful point, and I agree. We only shared a few hours with Carlos, so I certainly can’t claim to know the whole of his life or his ambitions. He may well dream of something very different in the years ahead.
My takeaway wasn’t that everyone should aspire to live as Carlos does, but that, for that brief afternoon, he appeared genuinely proud of what he had built and grateful for the life he was living. That was enough to make me pause and reflect on how often we equate wealth with possessions.
Thank you for adding that important perspective.
Thanks for the nice story Andrew, We spent a few weeks in Nosara, on the Pacific Coast, with our son and family. The trip form the airport took several hours, and went through fairly modern towns, rural areas, and across a mountain, much of it with our paved roads. Nosara is a great town, internationally know for its surfing and yoga instruction. It attracted interesting ex-pats from all over the world, looking for the Pura Vida.
The local people were wonderful. One night we had a driver take us to a mountain top restaurant, driving some crazy dirt roads. He picked us up later and drove us home. I paid him in local currency and he told me it was far too much and tried to give some back to me. I explained I admired his driving skill and thanked him for transporting us safely. He reluctantly accepted what was not a big tip by US standards. I would love to go back sometime.
Rick, thank you for sharing that story. It sounds like you experienced the same generosity and honesty that we encountered. Your driver trying to return part of the tip says so much about the character of the people there. Costa Rica certainly left an impression on Joey and me, and like you, we’d love to go back one day. Pura Vida is much more than a slogan, it’s a way of living.
Andrew, thanks for a wonderful piece.
I’ve just been listening to Robert Waldinger, the fourth director of the Harvard Study of Adult Development. The very brief summary from what has been learned from this study (which began in 1938 and is still running) is that our relationships with others are the biggest predictor of a happy life. Not our net worth nor the size of our house.
A humble house amongst family and friends seems like a pretty good way to be happy.
Greg, I have been reading the book, The Good Life: Lessons from the World’s Longest Scientific Study of Happiness, by Robert Waldinger and Marc Schulz which is their book about the Harvard Study. It’s a great book and as Andrew said, you make a nice connection. Thank you. Bob
Bob, thank you so much for sharing this information and for taking the time to read my post.
Greg, thank you, and it’s good to hear from you. That’s a wonderful connection to the Harvard Study. Carlos didn’t seem wealthy by conventional measures, but he was surrounded by family, deeply connected to his community, and genuinely content. It was a powerful reminder that happiness is often rooted in relationships rather than possessions. I’m glad the story resonated with you.
We spent a couple of weeks in Costa Rica a few years ago. The roadways and lands, at least that within our view were well maintained and mostly free of litter. The people were friendly, cheerful and very proud of their country. And of course the scenery is beautiful. I love their motto “Pura Vida”! I agree with your take on the man you met.
Thank you Jack. We came away with exactly the same impression. Costa Rica is a beautiful country, but it was the warmth, pride and kindness of its people that left the biggest impression on us. And yes, “Pura Vida ” really does seem to be more than a saying; it’s a way of life. Carlos embodied it perfectly.
Fantastic contribution. Thank you
Thank you Heidi, I really appreciate that. I’m grateful the story resonated with you
Old or young man river as the case may be comes to mind. I have found River Guides to be among the most interesting people and story tellers. They are largely at peace with nature and downright happy people with little wants who get their needs, fulfillment, and even holistic sustenance from their community and their harmony with nature. Life is also a house especially when it is born of your own blood, sweat, and tears. Andrew, the fact that you were moved to write this post and that you wrote about as true and pure of a wealth that not many know is inspiring. Your brother and my friend Jonathan is smiling down on us and his legacy is channeling through you and on Humble Dollar. Cheers! One day I hope we will meet in real life.
Bill, thank you. I think you captured Carlos perfectly. He seemed completely at peace with where he was in life, and that contentment was contagious. Seeing the home he built with his own hands made me realize that wealth can take many forms.
Your kind words about Jonathan mean more than you know. I often wonder what he would think of these articles, and I hope I’m honoring the spirit of HumbleDollar by sharing stories that go beyond dollars and cents.
I’d enjoy meeting you someday as well. Until then, thank you for your friendship and encouragement.
I have no doubt whatsoever that Jonathan is very proud of you. Your articles epitomize the “humble” that comes before “dollar.”
Linda, thank you. That means more to me than I can say. Jonathan taught all of us that money is only one small part of a rich life. If my articles encourage even a few people to pause and think about what really matters, then I feel I’m following the path he helped create.